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Buying a house is exciting, but it comes with a lot of costs, and not just your down payment. Most lenders charge mortgage closing costs to the tune of 3% - 5% of the loan amount. That could mean…
If you have equity in your home (you owe less than the home’s value), you may use that equity for any purpose including paying off debt. While it might seem scary to wrap your debt into your home…
Finding the best mortgage rates in Ontario requires research and professional guidance from a reliable mortgage broker. Today it’s easier (and cheaper) than ever to refinance. However, with best…
Just like you go to the doctor for regular checkups, you must check up on your credit health regularly too. Most people think checking their credit report once a year is enough, but it’s not. In today…